Insurance for Surgeries

If you own a Surgery, whether it is it medical, dental, or veterinary, you will need to ensure you have insurance in place. We know you will be busy and want to concentrate on providing a top service to your patients so we would like to help you by doing the work to find the best cover to support your business.

We understand running a surgery can hold a lot of unique risks for all parties involved and that sometimes mishaps can happen, so make sure that your business is protected against material loss of damage from things like fire, storm, flood, theft and against injury to employees or third-parties or damage to property.

We know that different surgeries have different insurance needs and we can talk you through the different types of insurance to protect yourself, your staff and your patients and tailor a package specifically for you.

Why do I need Insurance for my Surgery? 

Your daily activities may vary from day to day, with each new day presenting new challenges to overcome – having insurance in place will give you peace of mind in case the unplanned happens.

When you employ staff you are legally required to have Employers Liability Insurance which protects your business should an employee become ill or get injured whilst at work. 

Public Liability gives you protection from the cost of any unexpected incidents that you could be liable for, which could result in financial issues for you and your company if a patient or another member of the public makes a claim.

We can arrange cover for your medical equipment and stock, protecting against events such as theft, flood and fire.  If you own the building cover your cover for that can be included too.

Business Interruption Insurance could cover you if you have to close your surgery due to certain circumstances beyond your control.

If you collect and store sensitive customer data, process payments online or just want peace of mind for your and your customers’ cloud-stored information, Cyber Insurance is also a consideration.  

We have experience in this area so give us a call and together we can build you a bespoke policy.

What is typically included? 

• Material damage e.g. fire, freeze, flood, burglary 
• Business interruption 
• Public and products liability 
• Employers liability (if you employ staff then you must have this) 
• Goods in transit and stock 
• Business money

Why Export and General? 

• We do all the hard work to offer you competitive market quotes 
• We access a wide range of insurers and find you the best package for your needs 
• Highly experienced team with your interest at heart 
• Personal service – we care about what matters to you