Small Business Insurance

We understand how time consuming it can be when it comes to insuring your small business, so we have made it our priority to make it simple and easy.  We want to leave you to concentrate on providing the best service to your customers while we do the hard work to find you the best and most suitable cover for your business.

Whether it is retail, accountancy, consultancy or working from home, we know that sometimes the inevitability of life means that mishaps happen.  We want to make sure that your small business is protected against material loss or damage from things like fire, storm, flood, theft and against injury to employees or third-parties or damage to their property. 

We know all small businesses have different needs and we can talk you through the different types of insurance to protect yourself, your staff and your customers and tailor a package to suit your needs.

Why do I need Insurance for my Small Business? 

Did you know that if you employ staff you are legally required to have employers liability insurance which protects your business should an employee get injured whilst at work as a result of negligence?

We have experience in this area so together we can build a bespoke policy just for you. It is important to know that you might also want to consider cover for your stock and equipment against theft and damage, cover to protect claims from members of the public who visit your business and if you own the building cover for this. 

Business Interruption insurance could cover you if you have to close your small business due to certain circumstances beyond your control. Give is a call today and together we can build a bespoke policy just for you.

If you collect and store sensitive customer data, process payments online or just want peace of mind for your’s and your customer’s cloud stored information, you should also  consider Cyber Insurance for your business.  

What is typically included? 

• Material damage e.g. fire, freeze, flood, burglary 
• Business interruption 
• Public and products liability 
• Employers liability (if you employ staff then you must have this) 
• Goods in transit and stock 
• Business money 
• Cyber Insurance

Why Export and General? 

• We do all the hard work to offer you competitive market quotes 
• We access a wide range of insurers and find you the best package for your needs 
• Highly experienced team with your interest at heart 
• Personal service – we care about what matters to you