Commercial and Private Landlord Insurance
We understand the responsibilities you have as a Landlord and we know it is important for your investment to be safely protected.
We can help you find the best cover for:
- Commercial property – a property that is used solely for business purposes including shops, shopping centres, restaurants and businesses
- Blocks of flats
- A second home or holiday home you are renting out
- Buy-to-let properties
- Owner-occupied – rooms in the house you are currently living in
- Extensive property portfolios
- Unoccupied property
We know it is important for your investment to be safely protected and we aim to find the best rates and cover for properties of all types and sizes, including Houses of Multiple Occupancy (HMOs), bedsits and purpose-built flats from our specially-selected panel of insurers.
Why do I need Landlord Insurance?
Landlord Insurance provides cover for the building and any furnishings you have provided as a landlord. It can also protect you against loss of rental income and liabilities incurred for injury to members of the public or for damage to their property or if your tenants are injured in your property. Add-ons can be included to cover you for accidental damage and periods when your property is empty.
Landlord insurance is not a legal requirement but it remains strongly recommended. A standard home insurance may be invalid if your property is let to tenants. Some buy-to-let mortgages require you to have landlord insurance.
Landlord legal protection can be added to these policies to cover the cost of legal fees for things such as tenant eviction, tax disputes and criminal defence related to the policy
What is typically included?
- Buildings and Contents Insurance
- Public and Property Owner’s Liability Insurance
- Employers Liability
- Loss of Rent Insurance
- Accidental & Malicious Damage Insurance (can be added)
- Property Managers Professional Indemnity Policy (can be added)
Why Export and General?
- We do all the hard work to offer you competitive market quotes
- We access a wide range of insurers and find you the best package for your needs
- Highly experienced team with your interest at heart
- Personal service – no call centres
It doesn’t cost you anything to let us quote, but think about what it could save you.
Contact our team