Yes, pregnancy and childbirth are not considered to be medical conditions but restricted cover applies, as follows:-
Our policies include emergency medical expenses cover from week 0 to week 28 inclusive for a single pregnancy and 0 to week 24 inclusive for a multiple pregnancy whilst you are away.
From the start of week 29 to week 40 for a single pregnancy, or 25-40 for a multiple pregnancy, there is no cover for claims relating to normal pregnancy and normal childbirth or cancellation. However, medical expenses and cancellation cover will be provided if any of the following complications arise: stillbirth, miscarriage, emergency caesarean, a termination needed for medical reasons, premature birth more than 12 weeks (or 16 weeks if you know you are having more than one baby) before the expected delivery date, toxaemia, gestational hypertension, ectopic pregnancy, post-partum haemorrhage, pre-eclampsia, molar pregnancy or hydatidiform mole, retained placenta membrane, placental abruption, hyperemesis gravidarum, placenta praevia.
Please note your policy will not cover denial of boarding for reasons relating to pregnancy by your airline so you should check that you will be able to travel with the carrier/airline in advance.
It is essential, if at the time of booking your trip you are aware that you are pregnant, that you are able to have the required vaccinations for that trip. No cover will be provided for cancellation in the event that you discover travel is advised against after booking or you are unable to receive the appropriate and required vaccinations for that country.
It is important you make sure your Medical Practitioner and Midwife are aware of your travel plans, that there are no known complications and you are fit to undertake the planned trip.